Why Social Security Planning?

“Free Advice is Often Overpriced” – attributed to Charles McKenzie.

A wrong decision can cost you thousands over a lifetime!

Unfortunately, many people make this critical decision based on emotion and bad advice from others. Most well meaning family members, friends, and professionals simply do not understand the complexity of Social Security rules and how they might apply differently to you.

We have assisted many clients over the years to gain clarity around their Social Security Benefits. We want you to make these critical decisions based on data, facts, and options that apply to your personal situation. Where you get your advice REALLY matters!

Here are just a few common examples we’ve heard:

• My friend at work said I should claim at 62 since that’s what he and his wife did when he retired

• My sister said to file right away since Social Security will run out of money in a few years and I better get what I can

• I saw Suze Orman on PBS, and it sounds like I should just wait until at least full retirement age

• My financial advisor said his planning software shows that my wife and I should wait until 70 since we will get the maximum benefit then
• I watched a YouTube video from a financial influencer with thousands of followers who said most people should file at 62 and invest their earnings if possible

For just a small investment, you can get clarity around your benefits, what options are available, and how SSA fits into your overall plan regarding retirement income. We are here to discuss your personal situation and help you get peace of mind around a very critical decision.